Most property and liability policies either exclude environmental damage entirely or offer limited coverage. To address this gap, separate policies are available for bodily injury, property damage, and legal costs related to accidental environmental contamination or pollution. These policies can provide third-party liability coverage or self-coverage for cleanup costs, such as those incurred from a toxic spill on your premises, even without third-party claims. The definition of “pollutant” within these policies can significantly impact claims. Our team of experts is ready to help you assess policy wording to ensure it meets your specific needs.
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Environmental/Weather Risks
Few policies cover weather or environmental damage comprehensively; such risks are typically addressed only to a limited extent, often necessitating urgent assistance.
