Workmen Compensation

This insurance offers compensation for employees injured or killed in work-related accidents, in line with current laws. It typically applies to employees earning below a certain salary threshold, and they are not required to prove the employer’s fault to receive benefits. However, certain exposures like consequential damages and loss of services are not covered under Workmen’s Compensation; these fall under Employer’s Liability, which is often confused with Workmen’s Compensation. Both coverages are essential for comprehensive employee protection. Prudential Brokers is here to provide detailed information and assistance on these vital insurance areas.